Advocacy starts at the personal level

first_imgFor many years I’ve been an ardent advocate for spelling out the credit union difference—contrasting the cooperative approach to mortgage lending and other financial services from the for-profit sector. I still am.I also believe in the importance of advocacy at the national level. But from a broader perspective, I like to point to advocacy on a more foundational level.What I mean is, we put a lot of energy into telling lawmakers and regulators how things should be, but we don’t put that same energy into advocating the credit union difference to our members—both current and prospective—and our employees.I believe advocacy should start with each of us as personal ambassadors for credit unions—to explain to others how we are different: we are member-owned as cooperatives; we believe in being part of this movement, that it’s a shared experience; and that we re-invest in our operations and our people—not handing over profits to stockholders.This is a powerful message, and as we look for new members to join the movement—a given if we are to become stronger—we need to make a commitment to sharing our vision and “spreading the word” to others.Practically, there are many ways to do this:Tailor services to your membership that highlight the credit union difference, including creating niche products to help deserving members into car loans and finding ways to put more members into homes of their own—to help them build good credit and financial independence. Incorporate a lesson about the credit union difference for new employees. Make it part of their interaction with members. Teach them and they will teach others. 10SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Bob Dorsa Bob Dorsa is the President of the ACUMA (American Credit Union Mortgage Association) a professional trade association (co-founded by Dorsa in 1996). ACUMA is one of the most unique niche … Web: www.acuma.org Details Hold listening sessions (for members, but also employees) and work in the message at an appropriate time. Make it part of your marketing and promotion concepts. Include it in newsletters for members and devote a page on your website. Enlist the help of like-minded folks. Consider other cooperatives in your community and develop relationships with Realtors, who also want to put people into homes.To borrow a phrase, advocacy begins with you. Every time you share the message about the credit union difference, you have an opportunity to make a connection. The more connections, the stronger the bond.We believe in the credit union difference. Let’s make sure others know how we feel about it, every single day. Reach out to the community. Include mention in any public appearances and talks.last_img read more

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The facts don’t support Spa City charter change

first_imgI like voting for factsFact One: Saratoga Springs’ tax rate is the second lowest of any city in New York state. Fact two: Saratoga Springs is one of the financially healthiest cities in New York state, according to the state comptroller.Fact Three: Saratoga Springs is highly rated by both bond agencies, which also complimented our city’s financial management. Fact Four: Saratoga Springs was rated the best city to live in in New York state by an unbiased statistical analysis by Wallethub.com.Fact Five: Saratoga Springs continues to get even better with a new city solar park, new trails and the new downtown parking on Woodlawn. Fact Six: Just five years ago, 58 percent of Saratoga Springs residents recognized that our city is well run and voted to retain the commission form of government rather than change to a similar city manager government.Fact Seven: The charter proposal I just received is incomplete and uses inaccurate assumptions about staffing and costs (presenting an inaccurate financial forecast), which is dangerous for Saratoga Springs. Fact Eight: An unknown, unelected transition group will make the real decisions after we vote. Please read the proposal’s last two paragraphs. It’s not a trustworthy plan. Fact Nine: I’m voting no against throwing out our successful government.Jim ChatfieldSaratoga SpringsMore from The Daily Gazette:Foss: Should main downtown branch of the Schenectady County Public Library reopen?EDITORIAL: Beware of voter intimidationEDITORIAL: Urgent: Today is the last day to complete the censusEDITORIAL: Thruway tax unfair to working motoristsSchenectady, Saratoga casinos say reopening has gone well; revenue down 30% Categories: Letters to the Editor, Opinionlast_img read more

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Evans Aryee ‘dethrone’ Dimpson Doodo of number one squash spot

first_imgEvans Aryee of the Tesano Squash Club in Accra disposed off his club mate Dimpson Doodo of his number one spot on the ranking table in Ghana after winning the Movie House Squash Masters Tournament hosted by the 4 Garrison Officers Mess Squash Club over the weekend.Playing from a strong field of over 40 seasoned squash players across the country, Evans played with so much confidence from the preliminary stage of the event beating all those who came his way by straight sets before finally settling scores with old foe Dimpson Doodo.Aryee and Dimpson displayed astounding skills and stamina in the final match which was decided after an hour and half of a best of five sets.Going into the final game on a set apiece, Aryee showed a lot of resilience and great skills, making sure he dealt with all the dangerous shots from his opponent to the admiration of the fans present at the event.Evans Aryee won the competition for the first time since its inception five years ago. The young enterprising player attributed his win to the hard work he put in the final month preceding the event.”I put in a lot of hard work, training extra hours all to get me in shape for this tournament”. It was evident that a hard a lot of stamina in the final moments of the final set which gave me the advantage over my club mate”. Evans Aryee further called on the Ministry of Youth and Sports to turn attention to Squash and help in the development of the game in the country.“The ministry should also give the game of squash some attention like the other sports including football, boxing and athletics,” he said.”Now that the game has been included in the All Africa games and other international competitions the Ministry can help us to also participate and lift the flag of Ghana high”. “We have what it takes to take the continent by storm and we need just some push from the authorities,” he added.Meanwhile, captain of the 4 Garrison Squash Club Lawyer Francis Coffie, is amazed at level of competition from the participants and is encouraging the youth to embrace the game of squash.“The performance exhibited by the players has been of high quality and is a vast improvement from what we saw last year. I pray the players can keep up with the standard displayed and we promise to organize more tournaments next year to make the game of squash more attractive”.last_img read more

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