What credit unions need to know about the rise of chip and PIN and risk

first_imgAccording to the Federal Reserve, Chip and PIN technology involving a secure microchip used with a numeric code makes transactions about 700 times more secure than older payment methods.Is Chip and PIN technology a priority at your credit union in 2015?Join Ann Davidson, VP of Risk Consulting, Allied Solutions and Joe Majka, Vice President & Chief Security Officer, Verifone Inc. on March 4th to learn about Chip and PIN technology and other emerging payment solutions (e.g., Apple Pay, tokenization, etc.) that can help your credit union reduce the risk of data breaches.Ann advocates that credit unions seize the golden opportunity to reduce risk through the adoption of Chip and PIN technology and shares 5 things you need to know about the impact of the rise of Chip and PIN:CHIP and PIN’s Golden OpportunityChip-and-PIN cards, also called EMV (Europay, Mastercard, Visa), or smart cards, utilize a computer chip embedded in the card to authenticate transactions. When this card is inserted into a chip-enabled reader to make a purchase, the chip on the card communicates with the reader by sending a one-time, dynamic code unique to that transaction. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

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A small but big gesture by Uniline: A day off to all Uniline employees whose children are starting first grade

first_imgBy developing its corporate social responsibility (CSR) policy in many areas, Uniline, a leading Croatian tour operator, has enabled its employees whose children are starting first grade to spend the first day of the school year with their freshmen for the fourth time in a row. . So it is 3.9.2018. for all Uniline employees, parents of freshmen, to be a non-working day.”Aware of the fact that the first day of school represents a significant turning point in life for both first-graders and their parents, we decided to provide all our employees – parents of first-graders a non-working day this year so that they can safely and safely escort their children to school. sit for the first time ”emphasized Nina Stepčić, coordinator in the human resources department of Uniline, continuing, and added that as a company they strive to contribute concretely and whenever possible.  employee.”Going to school is the beginning of a new chapter in life. The preparations were great, and the emotions even greater! This day off allows us parents to be where we need to be today – in the school yard where we will welcome our children who run into our arms after the first school bell! It is a joyful and unforgettable experience for both them and us”said Samanta Rojnić, Senior Key Account Manager.A small but big gesture by UnilineWorker satisfaction is more evident through quality working conditions than with wages, which is of course also an important factor, but not the most important. Being with your children on the first day of school, seeing them off and welcoming them in front of the school, is certainly invaluable to all parents.Thus, this move, no matter how small, is a more important element for employees / parents of freshmen than the financial one. This sign of the company’s attention specifically shows how much they really care about their employees. And employees will know how to appreciate that, and because of a hundred kuna, maybe a higher salary will certainly not go to the competition, because it’s not all about the money. And employees are people with feelings, needs, and emotions, not numbers.This is just another one of the many positive examples of CSR at Uniline proving their concern for employees.last_img read more

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Why MLB needed the Mark McGwire-Sammy Sosa home run race then — and must celebrate it now

first_imgMcGwire vs. Sosa came at a time when baseball was getting lost on the map, and re-established the game as a capital city. While the franchises with bigger fan bases dominate the landscape in 2020, it’s been hard to make baseball as cross-country compelling. Like college football is to the northeast, baseball can become a sports blind spot for much of America without one unifying national storyline involving the same scale of individual magnetism.For those who think McGwire and Sosa committed the ultimate Cardinal and Cub sin with their PEDs, consider that issues involving owner vs. player, diversification, adaptation and marketing are obstacles toward increasing the popularity of the game in 2020, well removed from the steroid era.McGwire vs. Sosa wasn’t just a band aid that created a bandwagon. It was the type of rare phenomenon baseball desperately needed then and could use much of now. Keeping with what those two guys and those home runs meant, maybe a different kind of work stoppage will lead to a similar revitalization. https://images.daznservices.com/di/library/sporting_news/6/38/mcgwire-sosa-sncoverjpg_sp2ac8chsold1kfydm8uh0m7g.jpg?t=-1452195478&w=500&quality=80McGwire vs. Sosa were the right superstars, despite their wrongsWhen the steroid revelations came to light, there was major irreparable damage to the reputations of McGwire and Sosa. When the collective ignorance went away, it also revoked all of the innocence involved with the dreamlike state of their home run race.As flawed as they were as players, it’s their personalities which explain why McGwire vs. Sosa still conjures fond memories, in St. Louis, Chicago or elsewhere. A long 22 years later, there are few times when those strong feelings toward baseball resurface, most recently with Giancarlo Stanton vs. Aaron Judge trying to re-created some of that magic in 2017.Mike Trout, Christian Yelich, Cody Bellinger and Mookie Betts are considered the best position players in the game in 2020. But consider that in ESPN’s World Fame 100, ranking the biggest, most famous names in sports worldwide in 2019, only one MLB player, Bryce Harper, made the list at No. 99. MORE: Ranking the top 10 unbreakable baseball recordsMcGwire ended up edging Sosa 70-66 as both shot past Maris in the record books before Barry Bonds reset the mark to 73 just three years later. ESPN’s latest “30 for 30” sports documentary “Long Gone Summer” couldn’t come at a better time (8 p.m. ET, Sunday), during a summer of longing for baseball.Here’s why McGwire vs. Sosa was so important to baseball then and what lessons the game could still learn from it now.McGwire vs. Sosa made baseball larger than lifeWhen the players’ strike put an end to the final two months and postseason in 1994, it soured many of the game’s most loyal fans. The Yankees’ return to dominance as a World Series dynasty and the Red Sox starting to rise were key to helping the healing with two storied franchises having budding success at the same time. That was great for big American League markets on the East Coast, but MLB needed something the entire country could embrace, too.Enter the National League, and the ultimate rivals in America’s heartland, McGwire’s Cardinals and Sosa’s Cubs. That it was St. Louis vs. Chicago as well as McGwire vs. Sosa made it extra special.  It didn’t matter that the Cardinals and Cubs finished well behind the Astros in the then NL Central and the latter limped into the playoffs as a wild card. Baseball had the equivalent of October drama play out from March through September, with McGwire and Sosa trading majestic bomb after majestic bomb. At some point, they stopped becoming very good power hitters and turned into part classic mythical figures, part comic-book superheroes enjoying their own version of a summer blockbuster MLB or Hollywood couldn’t have written a better script in an attempt to erase all the negative vibes from four years earlier. Consider that in ’98 the NBA had its “Last Dance” with Michael Jordan’s Bulls and the NFL had yet to see its great modern QB era ushered in by Peyton Manning and Tom Brady.The stars aligned for baseball to get back to being “America’s Pastime,” a status it has struggled to maintain since. No stars were built to be better or brighter for the moment than McGwire and Sosa. (SN cover) Sammy Sosa, Mark McGwire https://images.daznservices.com/di/library/sporting_news/d6/5b/19981007sosamcgwire-sn-embedjpg_1g4fj4qtdfy8211kkffoaddq25.jpg?t=-1219585739&w=500&quality=80McGwire vs. Sosa challenged our thoughts and discussions on raceFor Cardinals and Cubs fans, there wasn’t much conflict for whom to root to break Maris’ mark. But for some, there was taking sides on their favorite hero or villain between McGwire and Sosa. Unfortunately, some of that was related to McGwire being a white Californian and Sosa being a black Dominican.For some, McGwire, at 6-5, 215 pounds, represented the ideal image, often associated with baseball’s past, to replace Maris atop the list. For others, Sosa, with his energy and more flamboyant home run trots, was indicative of baseball future’s with the Latin influx about to change the faces of the sport.What helped is that McGwire and Sosa genuinely liked each other, laughing and smiling all the way through their heated but friendly competition. They were making baseball fun for others and, unlike Maris, who had a tough grind to 61 while being overshadowed, personality- and stature-wise by teammate Mickey Mantle, McGwire and Sosa were having a blast while blasting balls into the stands.Two guys with very different backgrounds found their common ground and that did help to make the race less about race. Many of those tracking their daily exploits may have thought otherwise, but McGwire and Sosa also played an important role in bringing many together and working to break some stereotypes.MORE: 10 single-season MLB feats we’ll never see againMcGwire vs. Sosa delivered must-see TV for casual fansA few years before there were “Survivor,” “American Idol,” and “The Bachelor” leading the boom of intense, popular reality competition series, television had a natural such program play out like never before in sports, often in prime time. Every time McGwire and Sosa came up to the plate, they were drop-everything-and-just-watch moments. Incredibly, McGwire and Sosa often lived up to the tension, with line-drive beauties and tape-measure shots to victimize many intimidated pitchers.The biggest highlight came when the Cardinals and Cubs started a two-game set at Busch Stadium on Labor Day. McGwire, up 60-58 on Sosa, hit the Maris-tying home run on the holiday afternoon, following by the record-breaker Tuesday night in front of a national audience on Fox. Sosa was right there after McGwire circled the bases to join in the rejoicing.Baseball is more about numbers than any of the other major North American team sports, and there can be paralysis and overanalysis. But the basic emotions that come with the game are what truly make it a great, and nothing still does that better than a home run.McGwire vs. Sosa was like two NFL QBs or two NBA scorers dueling with the backdrop of team, but also with the direct individual athletic appeal of boxing, tennis, golf or the Olympics. At the time, the home run race was the best of all sports, including baseball, which is what allowed it to transcend sports. McGwire vs. Sosa both demanded and commanded or attention, and even with the aftermath, that was much more for the better than for the worse. Given what all is known now about Major League Baseball’s epic home run race between Mark McGwire and Sammy Sosa in 1998, it might be hard to respect what they did together for the game for one magic season. But as time heals, it’s never been worthier of honor and celebration.Ignorance was bliss in ’98 as the nation was captivated by McGwire and Sosa’s battle to break Roger Maris’ single-season record, 36 years after he smashed 61 homers for the Yankees in 1961. While McGwire’s admission of using performance-enhancing drugs and Sosa’s adamant denial of doing the same thing have kept both sluggers out of the Baseball Hall of Fame, there’s no question MLB needed to embrace the fairytale reality of them combining for 136 homers. (SN cover)last_img read more

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